Details about the giving program
Givesurance is a full service insurance brokerage network. We will review your coverage and needs and respond with a comprehensive quote, complete with details of your annual contributions.
We will match your unique needs with the Insurance companies andpolicies that will deliver the best coverage for the money. In addition we will send 40% of our profits to the charity of your choice and will create a giving annuity to maintain that support, year after year.
What is a Giving Annuity ?
Givesurance will donate 40% of our gross commission, renewable annually (as long as the policy is in force) to our client’s charity of choice. Our donation will not increase your premium!
Will I receive a tax benefit for the donation ?
No; source of funds comes from commission income generated by Givesurance, and paid by various Insurance Carriers (and not paid from client’s funds). Givesurance accounts for the charitable contribution as either a donation or expense – or combination of both.
Will my premium increase ?
If Givesurance already represents the carrier you are currently insured with, you will pay the same exact price through Givesurance. If Givesurance does not represent your current insurance company, we will shop your existing insurance from our large menu of carriers to offer you a more competitive premium with broader coverage – while still donating 40% of our gross commission to your charity.
Will I receive acknowledgement/recognition for the donation made on my behalf ?
Yes, upon writing your insurance policy a letter will be mailed to your designated charity on behalf of Givesurance and yourself (specifically mentioning yourself), along with a check for 20% of our gross commission.
When do you make the donation/payment to my charity ?
Once our client pays the annual premium in full, Givesurance will make a payment to the charity within 30 days.
Can I change my designated charity ?
Yes, you can request that Givesurance change your charity of choice once you policy comes up for renewal.
Can I split up my support to multiple charities?
Yes, you can break up your annual support contributions to multiple charities in increments of $200.
How do I change my policies from my existing broker?
There are 2 ways to convert over to Cause: The first and easiest way is to appoint Givesurance as your Broker of Record by signing a BofR letter. BofRs are only valid/necessary if Givesurance actively represents the carrier your are currently insured with. If you insurance carrier is NOT on the list of carriers Givesurance represents, then you will need to provide us with your policy Declaration’s Pages (top sheets) which show us the coverage that is customize
We send a percentage of our profits to the charity of your choice
...and we make the donation in your name
Legal and Terms of Use
1. Trademarks
Givesurance is a trademark of Givesurance, Inc. 21900 Burbank Blvd., Suite 3077
Woodland Hills, CA 91367
"Allied", "Kemper", "safeco", "Travelers", "Hartford", "Progressive", "ACE", "MetLife", "Chubb", "Chartis", "Firemans Fund", and "Llyods" and any other trademarks of Insurance carriers on this site are trademarks of their specific holders and not owned by Givesurance.
2. Terms of Use and Privacy Policy
Thank You for visiting the Givesurance Website (the “Website”) and reviewing our Website Terms of Use and Privacy Policy. Use of this Website constitutes acceptance of the terms in this Policy and an agreement to abide by them.
"We", "Us", "Our" and "Givesurance" refers to Givesurance Insurance Services, Inc.. The term "You" refers to the Member and/or the person accessing this Website, submitting quote request and or Broker of Record change request.
Givesurance reserves the right to modify, update or alter these Terms of Use at any time. It is Your obligation to be aware of any such modifications or updates and comply with them.
3. Disclaimers and Limitation of Liability
THIS WEBSITE AND ALL MATERIALS AND INFORMATION CONTAINED ON IT ARE DISTRIBUTED AND TRANSMITTED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OF FITNESS FOR A PARTICULAR PURPOSE OR THAT WARRANTIES THAT THE WEBSITE OR THE SERVICES PROVIDED BY Givesuarnce will meet YOUR requirements, WILL MEET YOUR REQUIREMENTS, WILL BE CONTINUOUSLY AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, OR OPERATE WITHOUT ERROR. Givsurance IS NOT RESPONSIBLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES BASED ON LOST PROFITS, LOSS OF BUSINESS OPPORTUNITY, OR LOSS OF DATA) THAT MAY ARISE FROM THE USE OF, OR THE INABILITY TO USE, THE WEBSITE AND/OR THE MATERIALS AND INFORMATION CONTAINED ON THE WEBSITE, WHETHER THE MATERIAL IS PROVIDED BY Givesurance OR A THIRD PARTY AND REGARDLESS OF WHETHER A CLAIM IS BASED ON CONTRACT, TORT, OR OTHER THEORY OF LIABILITY.
The Website should not be relied upon for on-line technical assistance or any other emergency services and is in no way designed to serve as an alternative to the technical support services provided by SAIS or independent third-party technical support services.
Information on this Website may contain technical inaccuracies, typographical errors, or information that may become outdated over time. SAIS assumes no obligation to keep current or update the information or documents on this Website.
SAIS makes no warranty and assumes no responsibility for material posted to the Website by third parties.
SAIS may from time to time and without notice make improvements and/or changes in the products, processes, technologies, programs, and services described or made available at this Website.
By using the Website, You assume all risks associated with such use, including without limitation, risk to Your computer, software or data of being damaged by any virus transmitted or activated via the Website or material that may be included within or accessed from the Website. SAIS is neither responsible nor liable for any viruses or other contamination of Your system nor for any delays, inaccuracies, errors or omissions arising out of Your use of the Website or with respect to the material contained on the Website, including without limitation, any material posted on the Website, whether the material is provided by SAIS or a third party.
This Website may contain links to other sites, which are provided solely as a convenience to You. Such links are in no manner an endorsement, recommendation or approval of any person, any product or any service on the linked website. SAIS is not responsible for the availability of external sites or resources linked to the Website and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. Transactions that occur between You and the third parties that control these sites are strictly between You and the third parties and are not the responsibility of SAIS. Because SAIS is not responsible for the availability or accuracy of these outside resources or their contents, You should review the terms and conditions and privacy policies of these linked sites, as their policies may differ from Ours.
SAIS manages this Website from its office in Orange County, California and makes no representations that materials in this Website are appropriate or available for use in other locations. If You access this Website from other locations, You do so at Your own risk and are solely responsible for compliance with any and all applicable laws, rules and regulations. The display of this Website by SAIS does not represent consent by SAIS to submit to any specific jurisdiction.
4. Legal Notice – Broker Fees
Superior Access does not charge "broker fees" except in compliance with applicable law in the nonadmitted insurance market.
From time to time, SAIS receives requests from Our valued insurer partners that Our Members not charge any broker fees to an insured in connection with policies that the insurer issues. SAIS will communicate these insurer requests to Our Members and We expect Your compliance with such requests. Placements will not be made with insurers if a Member does not follow the insurer's instructions.
5. Use of the Website
The Website is created and designed for the purpose of communicating general information with users of the Internet by electronic means. You may not resell, license, or otherwise distribute any of the information You obtain from the Website except in servicing Your individual customers who are buyers or potential buyers of insurance through You.
You shall ensure the accuracy and reliability of the information You provide to SAIS.
This Website may only be used as intended by SAIS for its authorized purposes. You shall use the Website to obtain insurance policy quotes.
Unauthorized use or modification of any information stored on this Website may result in criminal and/or civil prosecution under Federal, State, and local law. SAIS reserves the right to report any website activity that it suspects violates any law or regulation to appropriate law enforcement officials, regulators, or other third parties. In order to cooperate with governmental requests, to protect SAIS’ systems and customers, or to ensure the integrity and operation of SAIS’ business and systems, SAIS may access and disclose information it considers necessary or appropriate, including but not limited to user contact details, IP addressing and traffic information and usage history.
SAIS may monitor and audit the usage of this system, but is under no obligation to do so, and all persons are hereby notified that use of this system constitutes consent to such monitoring and auditing.
This Website is distributed internationally and may contain references to SAIS products, programs and services that have not been announced in Your country. These references do not imply that SAIS intends to announce or offer such products, programs or services in Your country.
Communications made to SAIS through this Website's e-mail and messaging system shall in no way be deemed to constitute legal notice to SAIS or any of its agencies, officers, employees, Members, or representatives, with respect to any existing or potential claim or cause of action against SAIS or any of its agencies, officers, employees, Members, or representatives, where notice to the SAIS is required by contract, or any federal, state or local laws, rules, or regulations.
Use of this Website creates no relationship between any insurance partner of SAIS and You. All Member’s use the Services as separate entities and no relationship of agent or agency is ever created.
SAIS reserves the right to delete, move, edit, refuse to post or take other appropriate action with respect to such messages, information or files that SAIS, in its sole discretion, deems objectionable or otherwise in violation of this Policy.
6. Prohibited Activities
The following is a partial list of the kind of activity that is illegal or prohibited on the SAIS Website and through Your use of the Website. SAIS reserves the right to investigate and take appropriate legal action against any person who violates this provision, including without limitation, terminating the Membership Agreement of a Member. Prohibited activity includes, but is not limited to:
Providing information to SAIS that You know is false or misleading or promotes illegal activities, or conduct that is abusive, threatening, obscene, defamatory or libelous to SAIS personnel or any third parties;
Transmission of “junk mail,” “chain letters,” or unsolicited mass mailing, or “spamming” through the use of this Website. If You send unsolicited bulk email or other unsolicited communications of any kind through the Website, You acknowledge that You will have caused substantial harm to SAIS, but that the amount of such harm would be extremely difficult to ascertain. As a reasonable estimation of such harm, You agree to pay SAIS $50 for each such unsolicited email or other unsolicited communication sent by You or Your agents through the Website;
Using the Website to further or promote any criminal activity or enterprise including, but not limited to privacy violations or transmission of computer viruses;
Criminal or tortious activity, copyright infringement, patent infringement, or theft of trade secrets;
Any automated use of the system, such as using scripts to obtain information;
Interfering with, disrupting, or creating an undue burden on the Website or the networks or services connected to it, such as a denial of service attack;
Attempting to impersonate another person;
Using the account, username, or password of another Member at any time or disclosing Your password to any third party or permitting any third party to access Your account, other than Your authorized employees;
Using either the SAIS company name or logo or the name or logo of any insurance partner of SAIS in any form of advertising, representation or solicitation; and
Representing to any applicant of insurance that You are an agent of an insurance partner of SAIS quoted through SAIS unless You have an independent appointment with said insurance partner separate and apart from Your relationship with SAIS.
Advertise or solicit on these pages without SAIS's express written permission.
Restricting inhibiting any other user from using and enjoying any service conducted on this Website;
Upload, transmitting, distributing or otherwise publishing on the Website (i) any unlawful, threatening, abusive, defamatory, obscene, vulgar, pornographic, profane or indecent materials; (ii) any materials that infringe any intellectual property, publicity or privacy right of any third party; (iii) any materials that advertise or otherwise solicit funds or are a solicitation for goods and services; or (iv) any materials containing a computer virus or other harmful component.
7. Intellectual Property Rights and Limitations on Its Use
WORKCOMPINSURANCE.COM, SUPERIOR ACCESS and the Superior Access Logo are all service marks and/or copyrights owned by SAIS, ALL RIGHTS RESERVED. All materials published on this Website (the “Website Materials”) are protected by copyright and are owned by SAIS or the party listed as the provider of the content, software or other materials.
UNAUTHORIZED COPYING, REPRODUCTION, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING OR DUPLICATING ANY OF THE WEBSITE MATERIALS IS PROHIBITED. You may download or copy any downloadable Website Materials displayed on the Website for the specified uses only, provided that You maintain all copyright, trademark and other notices contained in such material and You agree to abide by all additional copyright notices, information or restrictions contained in any material accessed through the Website. Commercial use, copying, or unauthorized distribution of the Website Materials is prohibited without the prior written permission of SAIS. Except as may be otherwise indicated in specific documents on this Website, You are authorized to view, copy, print, and distribute documents within the Website, subject to Your agreement that:
8. Your use is for informational and noncommercial purposes only;
You will not modify the documents or graphics; You will not copy or distribute graphics separate from their accompanying text, nor will You quote materials out of their context;
You will retain and display the copyright notice and any other proprietary notices on every copy You make;
You acknowledge that SAIS has not conferred upon You by waiver, estoppel or otherwise, any license or right under any patent, trademark or copyright (except as expressly provided above).
Any information You post to the Website becomes the property of SAIS. In addition, You agree that SAIS is free to use any ideas, concepts or techniques contained in any content You provide via or post on the Website for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products incorporating such ideas, concepts or techniques.
9. Dispute Resolution
Any controversy or claim arising out of or relating to our Website Use and Privacy Policy, or the breach of such policy, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction over the dispute.
10. Governing Law
The terms of this Website Use and Privacy Policy shall be governed by, construed and enforced in accordance with the laws of the State of California as applied to agreements made and to be performed entirely therein. Any action related to this Website shall be brought in either the state or federal courts in Orange County, California.
